Overview

These Terms of Service (“Terms”) govern your access to and use of the MarginWise website, programs, content, and services. By accessing this website or participating in any MarginWise program, you agree to be bound by these Terms.

If you do not agree to these Terms, please do not use this website or any MarginWise services.




Educational Services Only

MarginWise provides educational content, coaching, and informational materials related to options trading, investing concepts, and wealth strategy. All services are provided for educational purposes only and do not constitute financial, investment, legal, or tax advice.

MarginWise does not manage client funds, execute trades, or provide personalized investment recommendations.




Eligibility

By using this website or enrolling in any MarginWise program, you confirm that:

  • You are at least 18 years of age

  • You have the legal capacity to enter into this agreement

  • You are responsible for complying with all applicable laws and regulations in your jurisdiction




Program Access & Participation

Access to MarginWise programs may be granted through application, acceptance, and payment, where applicable.

MarginWise reserves the right to:

  • Accept or reject any application at its sole discretion

  • Remove participants who violate these Terms

  • Modify program content, structure, or delivery format as needed




Payments & Refunds

Pricing, payment terms, and refund policies are disclosed at the time of enrollment or acceptance.

Unless otherwise stated in writing, all purchases are final and non-refundable. Any exceptions or guarantees will be clearly communicated in writing and take precedence over this general policy.




Intellectual Property

All content provided by MarginWise — including videos, documents, PDFs, frameworks, designs, and written materials — is the intellectual property of MarginWise.

You may not:

  • Reproduce, distribute, or share materials without permission

  • Sell, sublicense, or exploit content for commercial purposes

  • Represent MarginWise materials as your own

Limited personal, non-commercial use is permitted.




User Conduct

You agree to use the website and programs in a lawful and respectful manner. You may not:

  • Engage in harassment, abuse, or disruptive behavior

  • Share false or misleading information

  • Attempt to access restricted areas or systems

  • Interfere with the experience of other participants

MarginWise reserves the right to suspend or terminate access for violations.




Limitation of Liability

To the fullest extent permitted by law, MarginWise shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the website, programs, or materials.

You acknowledge that investing and trading involve risk and that MarginWise is not responsible for any financial outcomes resulting from your decisions.




No Warranties

All services and content are provided “as is” without warranties of any kind, express or implied. MarginWise does not guarantee accuracy, completeness, or suitability of information for your specific circumstances.




Modifications to Terms

MarginWise may update or modify these Terms at any time. Changes will be effective immediately upon posting to this website. Continued use of the website or services constitutes acceptance of updated Terms.




Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the applicable jurisdiction, without regard to conflict of law principles.